Practical financial guidance for U.S. freelancers and the self-employed
Retirement, taxes, health coverage, and day-to-day money management — explained for people without a traditional employer.
Browse by topic
Retirement Planning
Solo 401(k), SEP IRA, Traditional and Roth IRA, and other retirement options for the self-employed.
Taxes
Self-employment tax, quarterly estimated payments, deductions, and filing basics.
Health & Insurance
Health insurance, HSAs, and coverage options outside of an employer plan.
Money Management
Budgeting irregular income, building an emergency fund, and separating business and personal finances.
Veran Finance provides general educational information for self-employed professionals in the U.S. It's not financial, tax, or legal advice. Read our full disclaimer or learn about our approach.