Mileage Deduction Calculator for the Self-Employed

2026 tax year

Figure your 2026 standard mileage deduction at the IRS rates (72.5¢ through June 30, 76¢ from July 1) and roughly how much federal tax it saves you.

Try an example

Your driving

What do you know?

Trips for your business, from your mileage log. Commuting to a regular workplace doesn't count.

miles

Optional. The rate went up on July 1. Leave blank to spread your miles evenly over the year.

miles

Optional. Deductible on top of the mileage rate. Parking at your regular workplace isn't.

$

For the tax savings estimate

Business income minus your other business expenses.

$

Optional.

$

Optional. Interest and other income.

$

Only matters above about $201,750 of taxable income ($403,500 joint), where the QBI deduction phases out. Service businesses lose it faster. Not sure? Keep the first choice, which gives the higher tax.

Your mileage deduction

Deduction

$0

Federal tax saved, roughly

$0

Jan 1 – Jun 30 at 72.5¢
$0
Jul 1 – Dec 31 at 76¢
$0
Business parking and tolls
$0
Self-employment tax saved
$0
Federal income tax saved
$0

How the numbers are figured
    This calculator gives a general estimate for educational purposes only. It isn't personalized financial or tax advice. It uses the standard mileage rate only; the actual-expense method can give a different result. The IRS says you can't deduct amounts you approximate or estimate, so you need a mileage log with the date, miles and business purpose of each trip. The tax savings figure is federal only, assumes your paycheck withholding is right for any W-2 wages, and leaves out state tax and credits. Read the full Financial Disclaimer.

    Related guides

    Sources

    The official, primary sources behind the figures and rules on this page.

    1. 1IRS: Standard mileage rates
    2. 2IRS: Notice 2026-10, 2026 standard mileage rates (PDF)
    3. 3IRS: Announcement 2026-11 (revised rates from July 1, 2026), Internal Revenue Bulletin 2026-29 (PDF)
    4. 4IRS: Publication 463, Travel, Gift, and Car Expenses (PDF)
    5. 5IRS: 2026 Form 1040-ES, Estimated Tax for Individuals (PDF)
    6. 6IRS: Rev. Proc. 2025-32, 2026 inflation-adjusted items incl. section 199A thresholds (PDF)
    7. 7IRS: Schedule SE (Form 1040), Self-Employment Tax (PDF)